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Curious if you can afford dental implants? Many people wonder if insurance can help cover the costs but the truth is, there are better questions to ask than “does insurance cover dental implants?”
Insurance isn't the only way to make dental implants affordable. In fact, the likelihood of getting dental implants covered by insurance isn’t very high. This is because insurance companies considered it a cosmetic procedure rather than a medically necessary one.
A better question to ask is whether or not you can qualify for dental implant financing
Download the FREE dental implant cost guide here to see how 92% of patients pay with affordable monthly payment plans.
Does Nuvia Accept Insurance for Dental Implants?
No, Nuvia does not accept insurance. Unfortunately, dental insurance is not a reliable way to make dental implants affordable. Depending on the plan, it will likely only help with a very small portion of the costs (if anything at all).
Health insurance also does not cover dental implants.
Because insurance does not help to make dental implants affordable, Nuvia does not accept it. Rather, Nuvia partners with many 3rd party funding companies to help patients get affordable monthly payments.
To qualify for a payment plan, patients must have a good to excellent credit score (typically above 700) or someone who does that will co-sign. For more information on payment plans, download the dental implant cost guide here.
Does Insurance Cover Dental Implants - Breaking Down the Procedure
If you’re still curious about whether your insurance covers dental implants, you’ll need to know what procedures all must be done in order to restore your smile and check with your provider.
Consultations: Other dental implant providers may have a fee for consultations that would need to be checked if it is covered by dental insurance.
You can get a voucher for a free consultation at Nuvia by taking this 60-second quiz to see if you may be eligible for dental implants. Take the quiz while vouchers last!
CBCT Scans: This scan is included in Nuvia’s consultation. Other providers may have an additional cost.
Treatment before surgery, such as extractions or bone grafts: If you have some or most of your teeth and are getting full mouth dental implants, you’ll need to have the teeth extracted during your procedure. Additionally, some patients with extensive bone loss may need bone grafting or zygomatic implants to restore their smile.
Anesthesia: At Nuvia, the anesthesia is included in your total cost that can be paid with monthly payments. Other dental implant providers that bill insurance may bill this separately so you will need to check your dental benefits.
“Does insurance cover dental implants" is a more complex question than it sounds. In most cases dental implants must be medically necessary to have even a portion covered by insurance but even if they are, your coverage will likely only apply to a small part of the procedure (typically the extractions).
Dental Insurance That Covers Implants
It can be very tricky to get a portion of the cost of dental implants covered by insurance. You’ll likely have to do a lot of shopping around. On top of that, you’ll need to find a provider that takes your type and brand of insurance.
Here are some tips while looking for dental insurance that covers implants:
It is important to note that many insurance carriers have waiting periods after you enroll in coverage before they will pay for a portion of a dental implant procedure.
While shopping for coverage, be aware of annual maximums. These are caps on coverage that can range from around $1,000 - $2,000.
This is why it is often preferable to opt for a payment plan with monthly payments than using insurance and paying the rest out of pocket when it comes to dental implants.
Ready to see what financing plans are available? Take this 60-second quiz to see if you may qualify for dental implants and get a free consultation voucher as they become available.
Why Get Dental Implants?
Chances are if you’re asking “does insurance cover dental implants”, you might have heard how drastically they’ve improved someone’s life.
Not only do dental implants restore dental health and the ability to chew without pain, full mouth dental implant patients are also able to smile, talk, and laugh without worrying about their teeth.
If you have missing or failing teeth and are ready to get your smile back, full mouth dental implants are a complete and permanent solution.
With dental implants, you won’t need to worry about other restorative procedures that may or may not work to save failing teeth.
You can also avoid the drawbacks and recurring costs of temporary solutions like dentures.
See if you may qualify for full mouth dental implants with this 60 second quiz
